credits

Credit repair will not happen on its own. A person cannot reasonably expect to do nothing and have their credit magically repair itself. However, if...

Let’s be honest – most people would prefer to solve challenges with debt on their own. You don’t have to share your finances with anyone, worry...

Unfortunately, anyone who finds themselves behind the eight ball can be a potential victim of a scam or just plain unethical treatment. Having a...

Credit scores are used by lenders, including banks providing mortgage loans, credit card companies, and even car dealerships financing auto...

If you’re like most Americans, you love your plastic. Nearly 80% of the nation’s consumers have at least one credit card. And the average wallet...

Most of us have a general idea of the importance of having a good credit score. But what about when it comes to breaking it all down to the...

There are three major credit reporting agencies in the U.S., they are Experian, TransUnion and Equifax. Apart from collecting financial data on...

Improving your credit score can mean qualifying for lower interest rates and better terms. That's true whether you need a good credit score to...

A fraud alert is a notice that is placed on your credit report that alerts credit card companies and others who may extend you credit that you may...

Debt can easily get out of control if a person is not diligent. The good news is that debt can be managed. The most troublesome type of debt for...